<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://blog.galratner.com/p/next-time-a-vc-asks-you-if-you-have</loc><news:news><news:publication><news:name>Gal Ratner</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-06T12:47:32+00:00</news:publication_date><news:title>Next Time a VC Asks You If You Have Skin in the Game, Ask Them to Give Up Their Management Fee.</news:title></news:news></url><url><loc>https://blog.galratner.com/p/the-end-of-silicon-beach</loc><news:news><news:publication><news:name>Gal Ratner</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-05T12:16:32+00:00</news:publication_date><news:title>The End of Silicon Beach</news:title></news:news></url></urlset>